This notice describes our privacy policy (“Notice”). By visiting our Web Site (“Web Site”), you are accepting the practices described in this Notice.
As a current or prospective customer of McNeely Insurance Agency, LLC. we would like to take this opportunity to both thank you for your business and to share with you the importance our agency places upon protecting the privacy of information we gather from you in accordance with applicable state and federal laws.
McNeely Insurance Agency, LLC. is a member of the financial services industry and, as such, our agency has been and continues to be subject to federal and state privacy laws regarding the collection and exchange of your information. The following is out privacy policy regarding the customer information we collect. Contained in this privacy policy you will find (1) an explanation of the types of information we collect from our clients and the means used to collect such information, (2) an explanation of the how we share the information collected from our clients, (3) an explanation of how we protect client information, and (4) an opportunity for you to opt-out of certain types of information sharing in which we engage.
II. Information we collect and the means used to collect:
McNeely Insurance Agency, LLC. collects information about our customers that is necessary to provide those services usual and customary to independent insurance agents. We collect this necessary information from the following sources:
- Information we receive from you on applications or other forms including internet forms, this information may include, but is not limited to, your name, address, and date of birth.
- Information about our clients’ transactions with us and our affiliates, this information may include, but is not limited to, claims and payment history.
- Information we receive from a consumer-reporting agency, this information may include, but is not limited to, a driving record or insurance score report.
To collect customer information from the above-stated sources, we may use the following means of communication to gather information: written, in-person, telephone (please see our Do Not Call policy below), facsimile (please see our Do Not Call policy below), electronically (please see our commercial email policy, and on-line.
III. How we share client information with non-affiliated third parties:
Under certain circumstances, the law permits McNeely Insurance Agency, LLC. to disclose information that we collect (as described above) about you or others without your permission. For example, we may share client information with non-affiliated third parties without your permission for the following reasons:
· Information that is necessary to service or process the insurance needs of our clients, in a manner that is consistent with the usual and customary services provided by independent insurance agents. Such usual and customary services or processes provided by us to our customers include but are not limited to underwriting, shopping the renewal, rating, placement, and providing quotes for insurance that is germane to the coverage the customer places with our agency.
· Information that is necessary to protect the confidentiality or security of our client’s records
· Information that is necessary to resolve client disputes or inquiries
· Information that is required by individuals or entities that are assessing our legal compliance.
· Information that is required for us to comply with the law.
· Information requested by an actuarial or research organization for the purpose of conducting actuarial or research studies
· Information that is necessary to protect against or prevent fraud, unauthorized transactions, claims, or other liability
IV. Information sharing of which you may op-out:
Non-affiliated third party sharing of which you may opt-out:
In addition to the permissible non-affiliated third-party disclosures listed above, unless you opt-out, we may disclose certain information about you to non-affiliated third parties whose only use of the information will be for purposes of marketing a product or service. Under no circumstances will we disclose for marketing purposes any medical information; information relating to a claim for benefit or, a civil or criminal proceeding involving you; or personal information relating to you character, personal habits, mode of living or general reputation.
Affiliate sharing of which you may opt-out:
Unless you opt-out, we may share with our affiliated companies information about, including but not limited to: Information we obtain from your insurance application, such as your incomes or your marital status, Information we obtain from a consumer report, such as your credit score or credit history; Information we obtain to verify representations made by, such as your open lines of credit; and information we obtain from a person regarding its employment, credit, or other relationship with you, such as your employment history.
Our affiliated companies that may receive this information are:
McNeely Financial Services, Inc.
V. How to exercise your right to opt-out of certain information sharing: